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Lvnv Funding is a debt collector reporting a collection account on your credit report. In some cases this may means they purchased the debt from the original creditor (i.e. a credit card or loan company). Usually this means they paid pennies on the dollar, sometimes 1/8 th of the original debt to buy this collection. In other cases they may not own the debt themselves, instead being paid to collect on behalf of another company.
They may attempt to communicate with you via mail or phone calls (demanding payment). Even worse, a collections account may now appears on your credit report. This hurts your score (and your chances) to get approved for a loan or other important financial event.
Getting this account removed may be possible.